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Collective Financial Solutions have helped thousands of Australians get a better home loan. With our smart technology and access to over 50 lenders, our team of Home Loan specialists match customers with loans that suit their needs and help them get approved faster.

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It pays to shop around. We have searched hundreds of different loan options to find you the top four results based on your choices.

* Products selected are indicative only based upon the general information you have provided and subject to meeting lender terms & conditions. There may be cases that we are be able to offer more competitive products based upon obtaining further information and meeting lender requirements.

Our Services

First Home Buyers

At Vera Home Loans, we’re here to guide you through the process of obtaining a first home buyer loan.

Residential Home Loans

A residential home loan is a type of mortgage specifically designed for individuals who want to buy or refinance a home for personal use.

Investment Home Loans

An investment loan is a type of mortgage that enables individuals to purchase properties with the intention of generating rental income or capital growth.

Refinancing

At Vera Home Loans, we can explain the potential advantages and disadvantages of refinancing a loan.

Pre-Approval

Pre-approval is an important step in the homebuying process that can provide you with confidence and clarity as you search for your dream home.

Construction Loans

Construction loans are designed specifically for individuals who want to build a new home or undertake substantial renovations on an existing property.

Title Buyouts

Title buyouts, also known as title loans or title buydowns, are a type of financing that allows you to purchase the full rights of a property from a co-owner or co-borrower.

Bridging Finance

At Vera Home Loans, we understand that sometimes there are unique circumstances that require you to bridge the gap between buying a new home and selling your current one.

Debt Consolidation

At Vera Home Loans, we understand that managing multiple debts can be overwhelming and financially burdensome.

Self Employed Loans

At Vera Home Loans, we understand that being self-employed comes with its own unique financial challenges.

SMSF Loans

At Vera Home Loans, we understand that managing your retirement savings is crucial, which is why we offer SMSF loans to help you achieve your investment goals.

Personal Loans

At Vera Home Loans, we understand that sometimes you need extra funds for personal expenses or financial goals. That’s where personal loans come in.

Vehicle Loans

At Vera Home Loans, we understand that purchasing a vehicle is an important decision that requires financial planning. That’s why we offer vehicle loans to help you finance your dream car.

Credit Impaired Loans

At Vera Home Loans, we understand that financial difficulties can sometimes result in a less-than-perfect credit history.

Latest News & Mortgage Tips

Buying an Investment as Your First Property

9 April 2024

Investing in real estate is a smart way to grow your wealth, and buying an investment property as your first home offers several advantages for Australian investors. In this blog post, we will explore the benefits of this strategy and provide tips for making an informed decision. Building Wealth: Purchasing

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Key Factors to Consider When Buying a Tenanted Property

2 April 2024

When investing in real estate, buying a tenanted property can be an attractive option. A tenanted investment property already has tenants in place, providing immediate rental income and potentially reducing the time and effort required to find tenants. However, there are important factors to consider before purchasing a tenanted property

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Contact Us

0410 186 559
verushka@verahomeloans.com.au